Driving a car or truck comes with responsibility, as does owning and operating a motorcycle. When you ride a motorcycle in Illinois, you’re responsible for acquiring insurance to cover damage and/or injuries that could be sustained in an accident.
To learn about how Accurate Auto Insurance can help you get cheap motorcycle insurance in Aurora, IL, no matter your driving history, contact us today at (800) 999-1034!
Why Do You Need Motorcycle Insurance in Aurora?
Not only is it illegal to operate a motorcycle without insurance coverage in Illinois, having insurance gives riders peace of mind and financial protection. The minimum liability coverage requirements in the state are as follows:
- $25,000 for bodily injury, per person
- $50,000 in total bodily injury per accident
- $20,000 for property damage, per accident
Without obtaining the minimum insurance coverage required in Illinois, riders can face legal and financial penalties, including license suspension. However, the minimum requirements are often not enough to cover the full costs accumulated in motorcycle accidents. This means you may be liable for any expenses that are not covered by your insurance plan.
It is recommended that riders obtain higher coverage than the state minimum. If you’re looking for cheap motorcycle insurance in Illinois, Accurate Auto Insurance aids riders in finding the coverage they need. No matter what your driving history looks like, whether you’ve been involved in previous accidents, charged with a DUI, or you need cheap SR22 insurance in Illinois, we can help.
Contact us for an instant motorcycle insurance quote today when you call (800) 999-1034!
Coverage Options
Motorcycle insurance plans are just as varied as car insurance plans in Illinois. Coverage options range from minimum state requirements, to comprehensive coverage with roadside assistance.
A few examples of motorcycle insurance plans and coverage add-ons that are available include:
- Uninsured/Underinsured Motorists’ Coverage
- Collision Coverage
- Comprehensive Coverage (covers non-motoring related damage, such as wind damage, fire, theft, vandalism, etc.)
- Liability Coverage
- Medical Payments Coverage
- Equipment Coverage
- Rental Reimbursement Coverage
- Custom Part Protection
- Original Equipment Manufacturer (OEM) Endorsement
- Total Loss Coverage
- Emergency Roadside Assistance
Insurance rates are obviously higher for plans that provide better coverage, however, rates also vary based on other factors. Some of these include age, location, riding experience, previous driving history, make and model of bike, how many miles you travel each year, etc. Many riders also find that if they graduated from a training course, their insurance premiums will be lower than riders who haven’t.
If you’re struggling to find low rates in Illinois, the insurance professionals at Accurate Auto Insurance can help you find an affordable plan that meets your needs and budget.
Accurate Auto Insurance can also help you take advantage of any discounts being offered by insurers. For example, some insurance companies offer discounts for individuals insuring more than one bike at a time, while others may offer discounted rates for experienced riders and homeowners.
Contact Accurate Auto Insurance in Aurora, IL for Motorcycle Insurance Quotes
If you’re struggling to find adequate motorcycle insurance at costs you can afford, contact our team at Accurate Auto Insurance today. We offer quotes in minutes, and our experienced professionals are here to help you get insurance rates that don’t break the bank so you can ride safely.
Even if you have bad credit, a poor driving history, or need an SR22 certificate, our representatives will be able to help you find coverage that suits your needs. Call us at (800) 999-1034 today!
