Tired of overpaying? Switch & save with Accurate Auto Insurance. Since 1992, we’ve helped Chicago and Illinois drivers find the lowest auto insurance rates available — and switchers can save up to 40%. Even drivers with tickets, accidents, a DUI, or a suspended license are welcome. No credit check required. All driving records welcome.
Switch & Save — as Low as $19/mo*
Get our lowest rates plus an extra discount if you’ve had insurance within the last 30 days. We make switching seamless: new customers are seeing rates as low as $19/mo, including the 30-day switch discount. Enter your ZIP code, answer a few quick questions, and see how much you can save.
Extra Discount If You’ve Had Insurance in the Last 30 Days
Had insurance within the last 30 days? You qualify for an additional discount on top of our already low rates. Bring your proof of prior coverage and unlock extra savings on your new policy — it’s our way of saying welcome. Previous insurance within 30 days? You qualify.
We Shop the Market for You — Always
Most insurance companies set it and forget it. Not us. At Accurate Auto, we continuously shop the market to ensure you’re always getting the lowest possible premium — even after you sign up.
- Quarterly rate reviews to keep your premium low
- Automatic comparison with 40+ carriers
- We re-shop at every renewal
- You save more over time, not less
Get Insured Online in Under 4 Minutes
No long phone trees, no waiting. Get a free auto insurance quote in under a minute and switch in under an hour — we handle the paperwork so you don’t have to. Your insurance documents and ID card are emailed to you right away, so you can get back on the road today.
- Free quote in under 1 minute — start with just your ZIP code
- Quote and buy 100% online or by phone — your choice
- No credit check required to get a rate
- ID card & documents emailed instantly once you’re covered
Cheap SR-22 Insurance for Suspended or Revoked Licenses
Had your license suspended or revoked? Accurate Auto specializes in low-cost SR-22 insurance. If your state requires an SR-22 certificate, we’ll file it for you quickly and at one of the lowest SR-22 rates available, so you can get back behind the wheel without overpaying. We also offer SR-50 insurance in Indiana.
Affordable Coverage for Chicago Drivers
Accidents, tickets, and a DUI can drive your premium up fast — but they don’t have to leave you stuck paying a fortune. Even high-risk drivers are required to carry auto insurance, which makes finding the lowest rate that much more important. Accurate Auto will work with you to keep your car insurance price in an affordable range while meeting your state’s coverage requirements. First-time drivers getting their very first license are welcome too.
How to Switch & Save in 3 Easy Steps
- Request a quote — submit your ZIP code and contact info online.
- Choose your best offer — answer a few quick questions so we can find your most accurate, lowest-cost rate.
- Get insured — activate your policy and get your ID card emailed right away.
More Than Just Cheap Auto Insurance
Accurate Auto is your one-stop shop for affordable coverage across Illinois and beyond:
- Auto Insurance — liability and full coverage at competitive rates
- SR-22 & SR-50 Insurance — fast filing, low rates
- Motorcycle Insurance — cheap coverage for every rider
- Rideshare Insurance — protection for Uber and Lyft drivers
- Life, Homeowner’s & Renters Insurance — bundle and save
Here for the Long Run, Not the Short Run
We don’t just sign you up and move on. We build lasting relationships by delivering real, ongoing value — our customers stay with us because we keep saving them money year after year. With 30+ years of experience since 1992, coverage across Illinois, Indiana, Arizona, Michigan, Mississippi, Missouri, Nevada, New Mexico, Pennsylvania, Texas, Ohio, and Wisconsin, and 24-hour roadside assistance through our I-Help Motor Club, Accurate Auto is the partner that keeps you covered.
Ready to Switch & Save?
Get your free quote in under a minute. If you’ve had insurance within the last 30 days, unlock your extra discount instantly — perfect record or not.
* $19 rate is certain terms apply.
