Any type of car accident is unfortunate, but it’s especially hard to deal with when you don’t have the other driver’s information. Hit-and-run accidents leave you to deal with everything on your own, but because we have the best auto insurance in Illinois, Accurate Auto Insurance will help you file your claim.
Pull Over and Park
The very first thing to do when you are the victim of a hit-and-run is to pull over. Do not attempt to chase the culprit, as this can worsen the situation. Instead of going after them, take down as many details about the car as possible. Even knowing the color of the car will come in handy when filing your claim.
Call the Police
All of those details you collected are useful when you call the police. If you don’t contact the police after a hit-and-run, your insurance company can drag out the claims process or even deny you altogether. Even if you don’t have any details about the car that hit you, you must call the police and inform them of the situation.
Gather Evidence
Make sure it is safe to exit your vehicle and then get out of your car and assess the damage. It is particularly important to take pictures of your vehicle from all angles as well as detailed pictures of the damage. It is also smart to take pictures of the area where the incident occurred.
Look for Witnesses
Ask the people around you if they saw what happened and if they have any more details about the car that hit you. Sometimes people surrounding you can get a better look at the car and can give you more information for your claim.
Contact Your Insurance Company
After filing a report with the police, call your insurance company to file a claim. If you have the correct type of auto insurance you could be reimbursed fully, especially if the driver is found.
If you are the victim of a hit-and-run and want to know if you are covered, contact Accurate Auto Insurance today, as we are providers of some of the best auto insurance in Illinois!
